lamara qoqiauri asked:


To support small business GeorgiaContent.In in the states of deep economic crisis and  during the period of limitation in the extreme requisite resources for economic investment in the trend of selection of priorities in investment demand of the importance upmost. According to these circumstances, small businesses and average are to be admired in this system of priorities. Follows not only conjectural, political or ideological purposefulness, but also by the activities of the objective social and economic circumstances; It is also simultaneously connected to the prospects for the position of this field to address the vital questions of the country. (generating real atmosphere, the technical decisions of treatment and increasing spread so the level of employment and efficiency,)  however, is unfounded talk that the small and average business in our country have all the kids in the distribution of the benefits of investment resources, is also, it often moves into second place. Funding was always the problem of trade surplus and small.  according to the social research of small industrial administration, half of the respondents had to use their own savings in the organization of these enterprises. Just over a quarter are able to receive credits, but less than 20% – to attract depositors' sources. Employers  admit that the first and main problem is finance and construction and then follows the cooperation with local authorities. However, investment remains as the main problem in the affairs of a particular company. The situation of a day as Pressent small Western countries to have exceeded Business.In commercial banks, insurance companies, insurance funds, the commercial departments of the regional structures of school fees that stimulate small business, the regional security, the exceeded charitable funds and associations, actively support them. due to similar existing institutions, the development of small and average business is avoided. So it is quite natural that the development of small industrial network can not yet form the market for products. Hasa industry today supporting any activity the primary basis of trade surplus and small. The supply situation of the enterprises with this material, the energy and financial resources has recently deteriorated Â, according to the results of selective research in 2000-2005, the industrial economic activities of a study in small industry, in construction and showed the Retail trade that almost 40% of small industries have their supplies of raw materials and construction gear. The current level of orders and maintenance resource was evaluated as ". average "of. below;; as other major industries, uniform tendency of the economic situation in small and average businesses distincted for example, during the 200-2005, the amount of employees and level of use of industrial capacity made sufficiently stable in small industries. Although capital investment in small industries include ofa large enough amount of money (11% of the investment made at the expense of the funds in Georgia. The business of small business in the field of investment is still very low. The survey showed that among reasons about active limiting of investment activities, ofa 60% of respondents consider high taxes, 30% – high rate of inflation, economic instability above 30% / general policy. Heads of small industries, critically characterize the competitiveness of their products more than 50% of leaders considerigli   as "average" to the domestic market. The heads of small industries discussed considering the lack of their own resources. (75% of people asked ), high rate of payment (more than 60%), was unaccepted investment and represent the main resistance as their innovational activities. Sources of funding for small Business.Analysis sources of financing for business and the small surplus indicates that the more available for their activities are sources of internal development which are used close more than 3 / 4 of the industry, while only one of four leads to abtain any kind of media from external sources. The surveys indicate that their own income from small company take pride of place among the sources of financing. It 's a proven two participants from any one of three. On the second place are the founders of the average trade with their own sources;  (21.7%). And the accreditation riservato takes third place, used by 17.9% in these industries. Other sources are used by 10-15% of small businesses. Simultaneously, more than 20% of animals were applied considering that their companies do not have some chance of development. The idea more complete as to the nature of investment in small and medium business is through the results, research on trends in small business investment. According to these data, the industry leaders are those who direct their investments into the equipment and transport (57.5 %), and companies that use the investment to fill their sources of movement. take second place (44.3%). Many companies use their sources in sufficient repair and construction of advertisements (38%). More than 20 % of small businesses spend their sources on their training. The comparison of the data according to the groups of small industries shows the following differences   connected with the specificity of a field of business. for example, small industries of their commercial equipment Filling the sources of movement, often (76%), but lag behind in investment in human capital – only 8% of them are organizing the training of personnel, while the corresponding average for all firms is 20.8%. One of the main problems in the development of small business is their investment in light of accreditation due to the high risks involved in this field. It is caused by the following factors: typically, small industries have no capacity to represent the independent guarantee absolute above their responsibilities and there 's no comprehensive system of guarantees and insurance of their investment activities. Usually, staff and average small businesses have not sufficient knowledge in the economy, which is the main cause of incomplete projects that introduced by them. As for the advisory service to business and the preparation of investment projects in general is too expensive for companies of small and average business. The results indicate that during the supply of resources accrediting the Heads of small and medium-sized enterprises not only warn the general inflexibility of credit, but also the distinctive policy of the bank to small and average business. The main difficulty in receiving accreditation is limited to prices (the rate was very high mentioned by 47.6% of heads of small businesses), is followed by the range of the restriction of nonprice – anda impractical mortgage guarantees (21.9%), innaccessibility investment credits (10.5%), limitation of credit terms (14.3%) and subjective assessment of the distinctive circumstances. In addition, the role of organizational factors is not enough. The interests of commercial banks are not geared toward credit for small businesses due to their complete technology of non-existing, well it supports discuss several investment projects, although the working procedures are highly significant. Incasso don 't assume the responsibilities, due to their negative experience of the disappearance of the accredited companies, no credits and mortgages repaid hidden, including small businesses and average well . Then, due to the control and the provision of insurance, choose the organizations that have accounts in a particular creditor bank. The banks avoid credit of newly founded companies and insist on collateral guaranteeing a small business accessory. The level of mean percentage the level of risk that is significantly high for any small industry. include Validity standard given credits for the period 3-6 months. Thus, Georgian bank. as in Western countries must inevitably develop financial services to help small businesses and average. First, the treatment includes independent and detailed examination of all types of projects from funds credited to and improving the skills in the assessment of the bank loans. This time, they rely more on knowledge of potential resources for business and the markets in which funds and guarantees. Who is helping and how to Develop Small Susiness.Noticeably that develops specific structures formed by non-governmental support of small and medium industries is also of great importance. The first such structure was founded in 1992. It was an agency, supporting small and average business. Its purpose is to increase the industrial activity in the population with the assistance of thea consultantesi services, information and expertise has not only for small and medium industries but also to pioneering implcyers. Includes tax policy issues on economic and financial; recommendations about the preservation of records; contribution to compose documents constituents; registry of companies and the permit of their activities, drafting of a constant, Trade education (based on hobbits programmers special outa the agency worked together with foreign experts). fora successful development of their own activihes (business planning, sales, advertising, industrial experience, etc.); contribution to information operations of foreign trade. editions of customs and other regulatory legal issues. The agency constantly try to expand the ITSA have the business. Mainly editions include support for activities of small and medium industries of business. The department of special investment is generated in structure to this end that is oriented towards the preparation, training and conduct of the recommendations for composing business plans, investing and financial management projection; work